Accidents can’t always be avoided. Even if your teenager is a safe driver who makes good choices on the road, there are many other variables at work. Distractions, bad weather, and poor road conditions can all play a part in causing collisions. Auto accidents can threaten your child’s safety and can also lead to higher insurance premiums. However, if you teach your student driver how to prevent car accidents by being a defensive driver, the possibility of an accident — and higher premiums — can be greatly reduced.